Filing a homeowners insurance claim in Florida requires proactive and vigilant behavior, given our unique weather challenges, such as hurricanes and tropical storms. However, many individuals unknowingly make mistakes that can impact the success of their claims. While it might be tempting to handle the claims process alone, there are reasons why Florida homeowners should...
Monthly Archive: May 2024
Dealing With Geico After a Personal Injury Claim in Florida As a personal injury attorney in Florida, I’ve seen firsthand how frustrating it can be for clients when their insurance claims—particularly with GEICO—are denied. GEICO, one of the largest auto insurers in the United States, is known for its aggressive advertising campaigns promising savings and...
Understanding Florida’s Insurance Environment Hailstorms may not grab headlines like hurricanes do, but they can cause severe property damage, especially to roofs, siding, windows, and outdoor structures. In Florida, hail can strike quickly, leaving behind thousands of dollars in repairs. Unfortunately, many homeowners who file insurance claims for hail damage often encounter resistance in the...
How Does Inflation Guard Work? When you’re protecting your home in Florida, it’s not just hurricanes and hailstorms you need to worry about—it’s also rising construction and material costs. That’s where Inflation Guard comes in. An inflation guard coverage endorsement is an add-on to a standard insurance policy that automatically adjusts the coverage limits to...
Florida Attorneys and Public Adjusters Work Together: A Winning Team for Insurance Claims Public Adjusters and Attorneys are integral to protecting Florida homeowners. Public insurance adjusters and property damage lawyers often work together to help maximize the recovery of the client’s insurance claim. The Public Adjuster and the Attorney have separate but crucial roles in...
What to Do When the At-Fault Driver’s Insurance Won’t Pay Your Claim Being in a car accident is bad enough, but when the at-fault driver’s insurance refuses to pay your claim, it can feel like an insult added to injury. You might expect their insurer to step up since their driver caused the crash, but...
Actual Cash Value vs. Replacement Cost Value: What Every Policyholder Needs to Know When dealing with insurance, whether for your car, home, or business, one of the most challenging aspects is determining how much you’ll receive after a loss. Two terms often appear: Actual Cash Value (ACV) and Replacement Cost Value (RCV). They sound similar,...