Backdated insurance requests coverage for something that happened before purchasing the policy. If you need to backdate an insurance claim, you need property damage coverage before paying for the policy. Most homeowners’ insurance companies do not offer backdated insurance. If you know you will need to request compensation for preexisting damage, find out if the...
KC Williams
Understanding the Rising Insurance Costs in Florida Florida homeowners have recently faced skyrocketing home insurance premiums, causing widespread concern and frustration. Insurance companies frequently point to financial crises stemming from litigation costs as the primary reason behind these rate hikes. But what exactly is driving these increased premiums, and is litigation the main culprit? Property...
10 Signs That Your Insurer May Have Underpaid Your Property Damage Claim Dealing with property damage is challenging enough without the added stress of an underpaid insurance claim. When your insurer fails to provide the total compensation you’re entitled to, it can have serious financial implications. Identifying signs of an underpaid claim early on can...
Why Hurricane Claims Get Denied: Understanding Common Reasons and How to Protect Your Rights Hurricanes significantly threaten homeowners, especially in hurricane-prone regions like Florida. Property owners rely on insurance policies when a storm strikes to cover damages and help rebuild. However, many policyholders find themselves in a frustrating situation—having their hurricane claims denied. This article...
Understanding the Basics After Receiving a Property Insurance Check If you’ve recently filed a homeowners insurance claim and received a check for damages, you might have been surprised to see the name of your mortgage company included alongside yours. This is a common practice, but it often raises questions for homeowners unfamiliar with the claims...
As a homeowner in Florida, you understand the importance of having property insurance to protect your investment. However, when it comes to handling insurance claims, many homeowners associations (HOAs) often make costly mistakes that can have long-lasting consequences. That’s why seeking legal expertise for property insurance claims is crucial for HOAs in Florida. By working...
Filing a home insurance claim in Florida can be a complex process, especially after a natural disaster or significant damage to your property. While it’s important to know what steps to take, it’s equally crucial to understand what not to do to avoid delays, denials, or reduced payouts. Here are key things to avoid when...
What is the Burden of Proof? Car accidents are common on Florida’s roadways, often resulting in injuries, property damage, and significant financial losses. In the aftermath of a collision, understanding the concept of the burden of proof is essential for individuals seeking compensation for their injuries and damages. The burden of proof refers to the...