Understanding Insurance Requirements for Florida Condo Associations In Florida, condo associations must have casualty insurance to cover property damage caused by “acts of God” such as hurricanes and floods. While master policies often vary by association, they typically cover everything outside the walls of each condo unit, including the building itself and guest injuries in...
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Understanding Florida Condo & HOA Insurance Policies Navigating the insurance world can be challenging, especially when understanding the nuances of Florida’s condominium and homeowners’ association (HOA) insurance policies. With the state’s unique weather risks and specific legal requirements, it’s crucial for condo owners and HOA members to be well-informed about their insurance coverage. Condominium insurance...
Understand the Role of the Home Insurance Adjuster You may assume your insurance provider will be on your side after a damaging natural disaster or another event that harms your property. After all, you have kept up with your insurance payments for years and never asked for a dime in return. Unfortunately, many homeowners learn...
Understanding Hurricane Insurance in Florida: What Homeowners Need to Know In Florida, hurricane insurance is not a standalone policy but a combination of coverage options, including windstorm damage, flooding, and additional protections under a standard homeowners insurance policy. Because Florida is prone to severe hurricanes, insurance companies break down coverage into several components to protect...
The Benefits of Hiring a Lawyer for Florida HOA Hurricane Damage Claims Florida’s hurricane season can significantly challenge homeowners’ associations (HOAs), particularly for condo associations. Dealing with the aftermath of a hurricane involves navigating complex insurance claims, managing repair contracts, and addressing legal disputes. Hiring a lawyer experienced in hurricane damage issues will provide invaluable...
Running a hotel involves significant investment and responsibility, and unforeseen events such as natural disasters, accidents, or vandalism can cause substantial damage to your property. Navigating the insurance claims process for such damage can be intricate and overwhelming. Hiring an experienced insurance lawyer can be invaluable in ensuring your hotel receives the compensation it deserves....
What to Do After a Car Accident Auto accidents are unfortunate events that can happen to anyone, anytime. Being prepared and knowing the proper steps can make a significant difference in navigating the aftermath. In this guide, we’ll explore the essential steps to handle an auto accident and explain why hiring a lawyer is crucial....
Can you sue if an insurance company fails to compensate the policyholder as outlined in the insurance policy agreement? Insurance companies are expected to settle claims in good faith. Failure to do so is a violation of state law. Florida’s law states that insurance companies must act “fairly and honestly toward its insured and with...