Filing a home insurance claim in Florida can be a complex process, especially after a natural disaster or significant damage to your property. While it’s important to know what steps to take, it’s equally crucial to understand what not to do to avoid delays, denials, or reduced payouts. Here are key things to avoid when...
General
What Is a Proof of Loss for Florida Home Insurance Claims? A Proof of Loss is a formal statement that policyholders submit to their insurance company detailing the damages or losses incurred, the value of those losses, and any other pertinent information regarding the claim. This document is the foundation for your insurance claim, providing...
The Tampa Bay Area Ranks as One of the Most Dangerous Cities to Drive In: What You Need to Know The Tampa Bay area, encompassing cities like Tampa, St. Petersburg, and Clearwater, has recently garnered attention for its troubling ranking as one of the worst cities to drive in the United States. With increasing traffic...
Insurance Companies Are Not on Your Side When you’re involved in an accident, whether a car crash, a slip and fall, or property damage due to a natural disaster, you may quickly contact an insurance company. One of the first things they often ask for is a recorded statement. While this may seem like a...
Water damage is one of Florida homeowners’ most common and frustrating problems. With Florida’s unique climate, which includes hurricanes, heavy rains, and humidity, water damage claims are frequently filed with insurance companies. However, filing a water damage claim can be complex and stressful. Many homeowners face delays, denials, or underpayment on their claims. This guide...
Florida Mold Insurance Coverage: More Limited Than You Might Think Property damage caused by mold can be a real problem—especially here in Florida. Florida’s humid climate and often rainy weather create the perfect petri dish to grow toxic and damaging mold. Fortunately, most homeowner’s insurance policies cover the damage caused to your property by mold....
Filing a homeowners insurance claim in Florida requires proactive and vigilant behavior, given our unique weather challenges, such as hurricanes and tropical storms. However, many individuals unknowingly make mistakes that can impact the success of their claims. While it might be tempting to handle the claims process alone, there are reasons why Florida homeowners should...
Navigating Geico’s Personal Injury Claim Process in Florida Personal injury claims are essential to insurance coverage, providing individuals with financial protection in accidents or injuries. However, filing a claim can sometimes become a daunting experience, especially when insurance companies deny the claims. One such insurer, Geico, has been known for denying personal injury claims in...