Most Florida Policyholders Need to Hire a Lawyer for Wind Damage Claims In Florida, wind damage from hurricanes, tropical storms, and severe weather is a common threat to homeowners. While most homeowners insurance policies include coverage for wind damage, many policyholders are surprised when their wind damage insurance claims are denied. Unfortunately, insurance companies often...
Insurance Claim
How Auto Insurance Covers Your Vehicle in the Garage If you’re a homeowner, you might assume that your homeowner’s insurance covers everything within the walls of your home, including vehicles parked in your garage. However, when it comes to protecting your car or truck, homeowners insurance typically does not provide vehicle coverage, even if parked...
Florida Property Insurance Claim Delays Filing a property insurance claim can be a stressful experience, especially when you’re dealing with damage to your home or business. The last thing you want is to face unnecessary delays from your insurance company. Unfortunately, delays are common and can leave policyholders feeling frustrated and uncertain about when, or...
Understanding Roof Damage Insurance Claims in Florida Roof damage is one of the most common and costly issues that Florida homeowners face, especially due to the state’s vulnerability to hurricanes, tropical storms, and other severe weather events. Whether your roof has been damaged by high winds, heavy rains, falling debris, or even age-related wear and...
How Wear and Tear Exclusions Affect Florida Policyholders When it comes to homeowners’ insurance in Florida, policyholders need to be aware of the fine print in their insurance policies. One of the most common clauses that can catch homeowners off guard is the “wear and tear” exclusion. Understanding what this exclusion means and how it...
Why Do Universal Property and Casualty Insurance Claims Get Denied? Navigating the complexities of insurance claims can be challenging, especially when dealing with claim denials. Universal Property and Casualty Insurance Company (UPCIC) is a significant player in the Florida insurance market, providing coverage to thousands of homeowners. However, many policyholders have reported issues with claim...
Essential Tips for Filing a Successful Insurance Claim for Flooding in Florida Flooding can be devastating, causing significant damage to homes and personal property. In Florida, where hurricanes and tropical storms are expected, understanding how to file a successful insurance claim after flooding is crucial. Here are some essential tips to help you navigate the...
In Florida, home insurance claims are crucial for homeowners dealing with property damage, whether from hurricanes, fires, or other causes. One key aspect of the claims process is the insurance company’s obligation to investigate the claim thoroughly. Failure to investigate a claim properly can have significant consequences for the policyholder and the insurer. Here’s a...