Why Hurricane Claims Get Denied: Understanding Common Reasons and How to Protect Your Rights Hurricanes significantly threaten homeowners, especially in hurricane-prone regions like Florida. Property owners rely on insurance policies when a storm strikes to cover damages and help rebuild. However, many policyholders find themselves in a frustrating situation—having their hurricane claims denied. This article...
Insurance Claim
Understanding the Basics After Receiving a Property Insurance Check If you’ve recently filed a homeowners insurance claim and received a check for damages, you might have been surprised to see the name of your mortgage company included alongside yours. This is a common practice, but it often raises questions for homeowners unfamiliar with the claims...
Filing a home insurance claim in Florida can be a complex process, especially after a natural disaster or significant damage to your property. While it’s important to know what steps to take, it’s equally crucial to understand what not to do to avoid delays, denials, or reduced payouts. Here are key things to avoid when...
What Is a Proof of Loss for Florida Home Insurance Claims? A Proof of Loss is a formal statement that policyholders submit to their insurance company detailing the damages or losses incurred, the value of those losses, and any other pertinent information regarding the claim. This document is the foundation for your insurance claim, providing...
From Congestion to Crashes: The Dangers of Auto Accidents in Tampa The Tampa Bay area, encompassing cities like Tampa, St. Petersburg, and Clearwater, has recently garnered attention for its troubling ranking as one of the worst cities to drive in the United States. With increasing traffic congestion, high accident rates, and challenging road conditions, driving...
Insurance Companies Are Not on Your Side When you’re involved in an accident, whether a car crash, a slip and fall, or property damage due to a natural disaster, you may quickly contact an insurance company. One of the first things they often ask for is a recorded statement. While this may seem like a...
Water damage is one of Florida homeowners’ most common and frustrating problems. With Florida’s unique climate, which includes hurricanes, heavy rains, and humidity, water damage claims are frequently filed with insurance companies. However, filing a water damage claim can be complex and stressful. Many homeowners face delays, denials, or underpayment on their claims. This guide...
Florida Mold Insurance Coverage: More Limited Than You Might Think Property damage caused by mold can be a real problem—especially here in Florida. Florida’s humid climate and often rainy weather create the perfect petri dish to grow toxic and damaging mold. Fortunately, most homeowner’s insurance policies cover the damage caused to your property by mold....