Florida Mold Insurance Coverage: More Limited Than You Might Think Property damage caused by mold can be a real problem—especially here in Florida. Florida’s humid climate and often rainy weather create the perfect petri dish to grow toxic and damaging mold. Fortunately, most homeowner’s insurance policies cover the damage caused to your property by mold....
Insurance Claim
Filing a homeowners insurance claim in Florida requires proactive and vigilant behavior, given our unique weather challenges, such as hurricanes and tropical storms. However, many individuals unknowingly make mistakes that can impact the success of their claims. While it might be tempting to handle the claims process alone, there are reasons why Florida homeowners should...
Navigating Geico’s Personal Injury Claim Process in Florida Personal injury claims are essential to insurance coverage, providing individuals with financial protection in accidents or injuries. However, filing a claim can sometimes become a daunting experience, especially when insurance companies deny the claims. One such insurer, Geico, has been known for denying personal injury claims in...
Why Florida Homeowners Insurance May Deny Your Hail Damage Claim Hailstorms can cause significant damage to homes in Florida, leaving homeowners overwhelmed as they navigate the process of filing an insurance claim. While insurance policies are designed to provide relief in times of need, securing fair compensation can be complex and frustrating. This raises an...
When Florida homeowners face disputes with their insurance companies—whether over-denied claims, underpayments, or delayed settlements—they often need a resolution that can avoid the costs and complexities of a court trial. Mediation, binding, and non-binding arbitration offer alternative dispute resolution (ADR) options in these situations. Understanding the differences between these methods and choosing the right one...
What to Do When the At-Fault Driver’s Insurance Won’t Pay Your Claim Being involved in a car accident is stressful, but dealing with the added complication of a denied insurance claim can make the situation even more challenging. If you’ve been in an accident where another driver was clearly at fault, you expect their insurance...
Actual Cash Value vs. Replacement Cost Value: Understanding Your Homeowners’ Insurance Options When purchasing homeowners’ insurance, one of the key decisions you’ll need to make is whether to insure your property and belongings based on Actual Cash Value (ACV) or Replacement Cost Value (RCV). These two valuation methods can significantly affect the compensation you receive...
What Every Florida Property Insurance Policyholder Should Know Insurance companies are supposed to provide financial protection and peace of mind by honoring their policy commitments. However, when insurers fail to act in good faith, policyholders may face undue stress and economic hardship. Understanding the signs of bad faith insurance practices can help you identify when...