What You Should Know About an Insurance Company’s First Settlement Offer Dealing with insurance claims can be stressful and overwhelming after an accident, property damage, or personal injury. One of the most important things to understand is that the first settlement offer from an insurance company is rarely the best offer you can receive. While...
Property Insurance
Understanding Sinkhole Insurance Coverage in Florida As a homeowner in Florida, understanding sinkhole insurance claims is crucial to protecting your home and ensuring that you are covered if disaster strikes. These natural occurrences can cause extensive damage to properties, leading to costly repairs and potential safety hazards. When a sinkhole damages your home or property,...
Florida, known for its beautiful beaches and warm climate, is also susceptible to tropical storms and hurricanes. These powerful weather events can cause significant damage to homes and property. While many Floridians rely on homeowners’ insurance to cover the costs of repairs, the reality is that insurance companies sometimes underpay claims, leaving homeowners struggling to...
Most Florida Policyholders Need to Hire a Lawyer for Wind Damage Claims In Florida, wind damage from hurricanes, tropical storms, and severe weather is a common threat to homeowners. While most homeowners insurance policies include coverage for wind damage, many policyholders are surprised when their wind damage insurance claims are denied. Unfortunately, insurance companies often...
How Auto Insurance Covers Your Vehicle in the Garage If you’re a homeowner, you might assume that your homeowner’s insurance covers everything within the walls of your home, including vehicles parked in your garage. However, when it comes to protecting your car or truck, homeowners insurance typically does not provide vehicle coverage, even if parked...
Florida Property Insurance Claim Delays Filing a property insurance claim can be a stressful experience, especially when you’re dealing with damage to your home or business. The last thing you want is to face unnecessary delays from your insurance company. Unfortunately, delays are common and can leave policyholders feeling frustrated and uncertain about when, or...
Understanding Roof Damage Claims in Florida Roof damage is one of the most common and costly issues that Florida homeowners face, especially due to the state’s vulnerability to hurricanes, tropical storms, and other severe weather events. Whether your roof has been damaged by high winds, heavy rains, falling debris, or even age-related wear and tear,...
How Wear and Tear Exclusions Affect Florida Policyholders When it comes to homeowners’ insurance in Florida, policyholders need to be aware of the fine print in their insurance policies. One of the most common clauses that can catch homeowners off guard is the “wear and tear” exclusion. Understanding what this exclusion means and how it...