Understand the Role of the Home Insurance Adjuster You may assume your insurance provider will be on your side after a damaging natural disaster or another event that harms your property. After all, you have kept up with your insurance payments for years and never asked for a dime in return. Unfortunately, many homeowners learn...
Property Insurance
Understanding Hurricane Insurance in Florida: What Homeowners Need to Know In Florida, hurricane insurance is not a standalone policy but a combination of coverage options, including windstorm damage, flooding, and additional protections under a standard homeowners insurance policy. Because Florida is prone to severe hurricanes, insurance companies break down coverage into several components to protect...
The Benefits of Hiring a Lawyer for Florida HOA Hurricane Damage Claims Florida’s hurricane season can significantly challenge homeowners’ associations (HOAs), particularly for condo associations. Dealing with the aftermath of a hurricane involves navigating complex insurance claims, managing repair contracts, and addressing legal disputes. Hiring a lawyer experienced in hurricane damage issues will provide invaluable...
Florida’s hospitality industry is vital to the state’s economy, attracting millions of tourists annually. However, Florida’s tropical climate—famous for hurricanes, heavy rains, and strong winds—can pose significant risks to hotels. Property damage from storms, floods, and other hazards can lead to extensive financial losses. Having the right insurance coverage is crucial for hotel owners to...
What Is Bad Faith in Florida? Understanding Your Rights as a Policyholder Insurance companies are expected to settle claims in good faith. Failure to do so is a violation of state law. Florida’s law states that insurance companies must act “fairly and honestly toward its insured and with due regard for her or his interests.”...
Understanding the Risks of Cast Iron Pipes in Florida Homes Cast iron pipes were once popular for plumbing in Florida homes, especially those built before the 1970s. However, these pipes can deteriorate over time due to rust, corrosion, and other environmental factors. Florida’s humid climate and often salty air can accelerate the breakdown of cast...
One of the most common causes of house and property fires is faulty wiring. According to the National Fire Protection Agency, electrical fires account for 13% of all home structure fires. Electrical malfunctions are second to unattended equipment as the leading cause of house fires in the US. If your property damage in Tampa stemmed...
Property Insurance Coverage for Window Damage Homeowners insurance is a vital tool for protecting your property against unexpected events. Window damage is a common concern among the many potential hazards affecting your home. Whether caused by a severe storm, a break-in, or an unfortunate accident, window damage can compromise the security and comfort of your...