Filing a home insurance claim in Florida can be a complex process, especially after a natural disaster or significant damage to your property. While it’s important to know what steps to take, it’s equally crucial to understand what not to do to avoid delays, denials, or reduced payouts. Here are key things to avoid when...
Property Insurance
What is the Burden of Proof? Car accidents are common on Florida’s roadways, often resulting in injuries, property damage, and significant financial losses. In the aftermath of a collision, understanding the concept of the burden of proof is essential for individuals seeking compensation for their injuries and damages. The burden of proof refers to the...
What Is a Proof of Loss for Florida Home Insurance Claims? A Proof of Loss is a formal statement that policyholders submit to their insurance company detailing the damages or losses incurred, the value of those losses, and any other pertinent information regarding the claim. This document is the foundation for your insurance claim, providing...
Insurance Companies Are Not on Your Side When you’re involved in an accident, whether a car crash, a slip and fall, or property damage due to a natural disaster, you may quickly contact an insurance company. One of the first things they often ask for is a recorded statement. While this may seem like a...
Know Your Coverage: Homeowners Insurance vs. Flood Insurance Water damage can strike unexpectedly from burst pipes, hurricanes, or heavy rainstorms. For Florida homeowners, navigating water damage claims can be particularly challenging due to the state’s unique climate and insurance regulations. In this guide, we’ll walk you through the critical steps to take when dealing with...
Florida Mold Insurance Coverage: More Limited Than You Might Think Property damage caused by mold can be a real problem—especially here in Florida. Florida’s humid climate and often rainy weather create the perfect petri dish to grow toxic and damaging mold. Fortunately, most homeowner’s insurance policies cover the damage caused to your property by mold....
Filing a homeowners insurance claim in Florida requires proactive and vigilant behavior, given our unique weather challenges, such as hurricanes and tropical storms. However, many individuals unknowingly make mistakes that can impact the success of their claims. While it might be tempting to handle the claims process alone, there are reasons why Florida homeowners should...
Understanding Florida’s Insurance Environment Hailstorms may not grab headlines like hurricanes do, but they can cause severe property damage, especially to roofs, siding, windows, and outdoor structures. In Florida, hail can strike quickly, leaving behind thousands of dollars in repairs. Unfortunately, many homeowners who file insurance claims for hail damage often encounter resistance in the...