How Does Inflation Guard Work? When you’re protecting your home in Florida, it’s not just hurricanes and hailstorms you need to worry about—it’s also rising construction and material costs. That’s where Inflation Guard comes in. An inflation guard coverage endorsement is an add-on to a standard insurance policy that automatically adjusts the coverage limits to...
Property Insurance
Florida Attorneys and Public Adjusters Work Together: A Winning Team for Insurance Claims Public Adjusters and Attorneys are integral to protecting Florida homeowners. Public insurance adjusters and property damage lawyers often work together to help maximize the recovery of the client’s insurance claim. The Public Adjuster and the Attorney have separate but crucial roles in...
Actual Cash Value vs. Replacement Cost Value: What Every Policyholder Needs to Know When dealing with insurance, whether for your car, home, or business, one of the most challenging aspects is determining how much you’ll receive after a loss. Two terms often appear: Actual Cash Value (ACV) and Replacement Cost Value (RCV). They sound similar,...
What Every Florida Property Insurance Policyholder Should Know About Bad Faith Insurance companies are supposed to provide financial protection and peace of mind by honoring their policy commitments. However, when insurers fail to act in good faith, policyholders may face undue stress and economic hardship. Understanding the signs of bad faith insurance practices can help...