Understanding Insurance Requirements for Florida Condo Associations Florida condo associations have unique responsibilities regarding property insurance. State regulations and governing documents mandate specific types of coverage to ensure that shared property and common areas are protected. The Florida Condominium Act (Chapter 718, Florida Statutes) governs condo association operations and outlines insurance obligations. This ensures associations...
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Florida Property and Personal Injury Insurance Claims
Florida Condo and HOA Property Insurance Claims: What You Need to Know Navigating property insurance claims for condos and homeowners’ associations (HOAs) in Florida can be daunting. The unique nature of shared ownership, complex policies, and state-specific regulations often challenge board members and property managers. Here’s a comprehensive guide on what you need to know...
Understand the Role of the Home Insurance Adjuster You may assume your insurance provider will be on your side after a damaging natural disaster or another event that harms your property. After all, you have kept up with your insurance payments for years and never asked for a dime in return. Unfortunately, many homeowners learn...
Understanding Hurricane Insurance in Florida: What Homeowners Need to Know In Florida, hurricane insurance is not a standalone policy but a combination of coverage options, including windstorm damage, flooding, and additional protections under a standard homeowners insurance policy. Because Florida is prone to severe hurricanes, insurance companies break down coverage into several components to protect...
The Benefits of Hiring a Lawyer for Florida HOA Hurricane Damage Claims Florida’s hurricane season can significantly challenge homeowners’ associations (HOAs), particularly for condo associations. Dealing with the aftermath of a hurricane involves navigating complex insurance claims, managing repair contracts, and addressing legal disputes. Hiring a lawyer experienced in hurricane damage issues will provide invaluable...
Florida’s hospitality industry is vital to the state’s economy, attracting millions of tourists annually. However, Florida’s tropical climate—famous for hurricanes, heavy rains, and strong winds—can pose significant risks to hotels. Property damage from storms, floods, and other hazards can lead to extensive financial losses. Having the right insurance coverage is crucial for hotel owners to...
Handling Insurance Claims After an Auto Accident: A Guide for Maximizing Your Compensation Auto accidents can happen in the blink of an eye—and when they do, the aftermath can be overwhelming. If you’ve been involved in a crash, knowing how to navigate the insurance claims process is essential to protecting your health, finances, and legal...
Can you sue if an insurance company fails to compensate the policyholder as outlined in the insurance policy agreement? Insurance companies are expected to settle claims in good faith. Failure to do so is a violation of state law. Florida’s law states that insurance companies must act “fairly and honestly toward its insured and with...