Insurance Claims for Hurricane Damage in Florida

At Williams Law, P.A., we are committed to helping policyholders and property owners understand their options after a severe weather event. We can help you navigate the complexities of your insurance policy, advocate for your rights, and ensure that you receive fair compensation for your losses. With over 30 years of experience handling insurance claims for Florida residents, you can focus on rebuilding and moving forward while leaving the legal intricacies to the professionals.

The Importance of Hiring a Hurricane Claim Lawyer Early

Insurance companies may take advantage of policyholders unfamiliar with the claims process, often offering lower settlements than necessary. Hiring a Florida hurricane insurance claim lawyer early ensures that your claim is handled professionally from the start. Our expert insurance claim attorneys can also help avoid common pitfalls, such as missing deadlines, accepting lowball offers, or agreeing to settlements that don’t fully cover your losses.

Common Florida Hurricane Damage Claims

  • Roof and Structural Damage: Hurricanes frequently cause severe roof damage, often leading to water leaks and interior destruction. Insurance should cover the cost of repairs or replacement for the roof and any resulting structural damage.
  • Flood and Water Damage: While flood insurance is typically separate from hurricane coverage, wind-driven rain and water intrusion from storm surges should be covered under standard policies.
  • Personal Property Damage: Hurricanes can destroy personal belongings, including furniture, electronics, and valuables. Our expert hurricane claim lawyers can help ensure your insurance policy adequately compensates you for these losses.
  • Business Interruption: Hurricanes can lead to significant revenue losses for business owners due to temporary closures. Williams Law, P.A. can help secure compensation under business interruption coverage, ensuring you’re compensated for lost income during recovery.

Williams Law, P.A. Hurricane Claim Lawyers: Get the Compensation You Deserve

Key Statistics and Insights:

  • Higher Settlement Amounts: Homeowners who hire attorneys for hurricane damage claims often receive settlements 2 to 3 times higher than the initial offers made by insurance companies.

For instance, an insurance company might initially offer $30,000 for hurricane damage, but with legal representation, a homeowner could negotiate a settlement closer to $90,000​

  • Challenging Denied Claims: Lawyers are particularly effective at challenging denied or lowball offers. Policyholders often recover 50% to 100% more in settlement amounts after legal intervention. This is especially important in complex cases where the insurer might not fully recognize the damage’s extent.
  • Increased Likelihood of Fair Payout: An attorney’s involvement increases the likelihood of receiving a fair payout by ensuring that all aspects of the damage, including hidden or future costs, are accounted for in the settlement.
  • Expertise in Florida Hurricane Claims: Florida’s unique climate and frequent hurricanes make insurance claims particularly challenging. Insurance companies often employ tactics to delay, deny, or underpay claims. Our lawyers specialize in Florida hurricane insurance claims, understanding the intricacies of state laws and insurance policies.
  • Expedite the Process: The claims process can be lengthy and frustrating, especially when recovering from a disaster. Hurricane claim lawyers can expedite your claim by navigating the legal system efficiently and effectively. Our lawyers will handle all aspects of the claim, from filing paperwork to negotiating with the insurance company, saving you time and ensuring everything is done correctly.

Why Hire Our Firm for Your Hurricane Claim?

  • Experienced and Knowledgeable: Our team has over 30 years of experience handling hurricane damage claims in Florida. We understand the unique challenges of these cases and have a proven track record of success.
  • Client-Focused Approach: We prioritize our client’s needs and work tirelessly to achieve the best possible outcome. We keep you informed throughout the process and provide personalized attention to your case.
  • No Upfront Fees: We operate on a contingency fee basis, meaning you don’t pay unless we win your case. This ensures everyone can access quality legal representation regardless of their financial situation. It also makes it financially feasible for property owners to seek legal representation without worrying about additional expenses.

Frequently Asked Hurricane Claim Questions

What should I do immediately after a hurricane?

Document the damage thoroughly, contact your insurance company to report the claim, and keep all receipts for repairs or temporary housing.

How long do I have to file a hurricane insurance claim in Florida?

Florida residents have up to 1 year (12 months) to file a property insurance claim after a hurricane makes landfall.

Florida Homeowner Bill of Rights

What if my claim has already been denied?

If your claim has been denied, it’s not the end of the road. Contact our firm immediately for a free consultation. We can review your case and explore your options to appeal the decision.

Can I reopen a hurricane claim if I discover additional damage later?

Yes, you can reopen a claim if more damage is discovered, but it’s important to do so before the claim filing deadline.

Additional Hurricane Season Resources:

Hurricane Claim Results:

Contact Williams Law, P.A. Today

If your Florida hurricane insurance claim has been delayed, denied, or underpaid, contact Williams Law, P.A. today for a free consultation. We are committed to ensuring you get the compensation you deserve for hurricane-related damages. Call us at 1-800-451-6786 or fill out our online contact form.