Hurricane Damage Insurance Claim Lawyer

Florida Hurricane Claim Lawyer: Helping You Recover What You Deserve After the Storm

With over 30 years of experience handling insurance claims for Florida residents, you can focus on rebuilding and moving forward while leaving the legal intricacies to the professionals. Insurance companies take advantage of policyholders unfamiliar with the claims process, often offering lower settlements than necessary. Hiring a Florida hurricane insurance claim lawyer early ensures that your claim is handled professionally from the start.

Our expert insurance claim attorneys can also help avoid common pitfalls, such as missing deadlines, accepting lowball offers, or agreeing to settlements that don’t fully cover your losses.

Common Florida Hurricane Damage Claims

Roof and Structural Damage: Hurricanes frequently cause severe roof damage, often leading to water leaks and interior destruction. Insurance should cover the cost of repairs or replacement for the roof and any resulting structural damage.
Flood and Water Damage: While flood insurance is typically separate from hurricane coverage, wind-driven rain and water intrusion from storm surges should be covered under standard policies.
Personal Property Damage: Hurricanes can destroy personal belongings, including furniture, electronics, and valuables. Our expert hurricane claim lawyers can help ensure your insurance policy adequately compensates you for these losses.
Business Interruption: Hurricanes can lead to significant revenue losses for business owners due to temporary closures. Williams Law, P.A. can help secure compensation under business interruption coverage, ensuring you’re compensated for lost income during recovery.

Why Hire a Florida Hurricane Insurance Claim Lawyer?

After a hurricane, most Florida homeowners expect their insurance companies to act in good faith and provide the compensation promised in their policies. Unfortunately, that’s not always the case. Many insurers use complex policy language, technicalities, and delays to minimize payouts or deny valid claims.

This is where we come in. As experienced Florida hurricane claim attorneys, we know insurance companies’ tactics and how to fight back. Here’s why having legal representation is critical:

Insurance Companies Don’t Always Act in Your Best Interest: Your insurance company aims to protect its bottom line, which means it may offer a lower settlement than you deserve or deny your claim without a valid reason. We work to ensure that your rights as a policyholder are protected, and we will challenge any unfair treatment by your insurer.
Maximizing Your Payout: We aim to secure the maximum compensation to cover your repair costs, personal losses, and additional living expenses. Whether the insurance company is underestimating the scope of the damage or trying to avoid full payment, we’ll ensure that you receive what you’re entitled to.
Handling the Complexities of Hurricane Claims: Hurricane claims often involve special deductibles, exclusions, and disputes over wind versus flood damage. Our legal team will thoroughly review your policy, identify all available coverages, and build a strong case to maximize compensation.

How We Help with Your Hurricane Claim

Williams Law, P.A., offers comprehensive legal services tailored to your needs after a hurricane. Here’s how we can assist you:

Claim Filing and Documentation: We’ll help you file your hurricane insurance claim correctly from the start, ensuring that all necessary documentation is provided and the claim is submitted on time.
Damage Assessment: Our legal team works with experienced adjusters and contractors to provide an accurate assessment of your property damage. This ensures that no aspect of your claim is overlooked or undervalued.
Negotiation and Settlement: If your insurance company offers a low settlement or denies your claim, we’ll negotiate aggressively on your behalf. We aim to secure the full payout you’re entitled to under your policy.
Appeals and Litigation: When the insurance company refuses to cooperate, we’re prepared to take legal action. Whether through mediation, arbitration, or litigation, we’ll fight for your rights and ensure your insurance company fulfills its obligations.
Bad Faith Insurance Claims: We’ll hold them accountable if your insurance company acts in bad faith—delaying, denying, or underpaying your claim without proper cause. Under Florida law, you may be entitled to additional damages if your insurer is found to be acting in bad faith.

What Damages Can You Recover in a Hurricane Claim?

Hurricanes often result in a wide range of property damage and personal losses. When you file a hurricane claim, you may be entitled to compensation for:

Structural Damage: Roof damage, broken windows, collapsed walls, and other structural issues.
Water Damage: Flooding, mold, and water intrusion caused by storm surges or rain.
Personal Property: Lost or damaged personal belongings, such as furniture, electronics, clothing, and valuables.
Additional Living Expenses (ALE): If your home is uninhabitable, you may be reimbursed for temporary housing, meals, and other necessary living expenses while repairs are made.

Our legal team will ensure that all eligible damages are accounted for in your claim, maximizing your compensation.

Why Choose Williams Law, P.A.?

At Williams Law, P.A., we understand the emotional and financial stress that hurricanes can cause. Our team of dedicated Florida hurricane claim lawyers is committed to helping you through this difficult time and ensuring that your rights are protected. With years of experience handling hurricane claims, we have the expertise to secure the compensation you deserve.

Why Clients Trust Us:

Proven Results: We’ve helped countless homeowners recover full compensation after hurricanes.
Personalized Service: We treat every client’s case with the attention and care it deserves, providing individualized legal strategies tailored to your unique situation.
No Fees Unless You Win: Our hurricane claim lawyers work on a contingency fee basis, which means you don’t pay unless we recover compensation.

Frequently Asked Hurricane Claim Questions

What should I do immediately after a hurricane?

Document the damage thoroughly, contact your insurance company to report the claim, and keep all receipts for repairs or temporary housing.

How long do I have to file a hurricane insurance claim in Florida?

Florida residents have up to 1 year (12 months) to file a property insurance claim after a hurricane makes landfall.

Florida Homeowner Bill of Rights

What if my claim has already been denied?

If your claim has been denied, it’s not the end of the road. Contact our firm immediately for a free consultation. We can review your case and explore your options to appeal the decision.

Can I reopen a hurricane claim if I discover additional damage later?

Yes, you can reopen a claim if more damage is discovered, but it’s important to do so before the claim filing deadline.

Additional Hurricane Insurance Claim Resources:

Contact Williams Law, P.A. Today

If your Florida hurricane insurance claim has been delayed, denied, or underpaid, contact Williams Law, P.A. today for a free consultation. We are committed to ensuring you get the compensation you deserve for hurricane-related damages. Call us at 1-800-451-6786 or fill out our online contact form.