Florida Property Insurance Claim Lawyers

Expert Legal Representation for Florida Home and Property Insurance Claims

Dealing with property damage can be a stressful and overwhelming experience, especially when you are left to negotiate with your insurance company for compensation. In Florida, where hurricanes, storms, and other natural disasters frequently cause significant property damage, navigating the insurance claims process can be particularly challenging.

Unfortunately, many homeowners and property owners encounter delays, underpayments, or outright insurer denials. Insurance companies often deny claims, knowing many policyholders will not fight back. Hiring an expert insurance claim attorney conveys that you’re serious about your claim.

Floridians filing a homeowners insurance claim had the lowest chance in the 50 states of getting a check from their insurer in 2022-2023, with more than a third of claims going unpaid. Click here for a complete list of insurers in Florida with their denial rates on homeowner claims.

Why Choose Williams Law, P.A. for Your Residential Insurance Claim?

When your home suffers damage, and you file an insurance claim, you expect your insurance company to act in good faith and pay what you’re owed. Unfortunately, insurers often delay, deny, or underpay claims, leaving homeowners struggling to recover. That’s where Williams Law, P.A. can help.

Why Florida Homeowners Trust Williams Law, P.A.?

  • Decades of Experience in Florida Insurance Law
    Williams Law, P.A. has been fighting for homeowners for years, helping clients recover full and fair compensation for hurricane damage, water damage, fire damage, roof leaks, and more.
  • Aggressive Advocacy Against Insurance Companies
    Insurance providers have teams of lawyers working to minimize payouts. You need a strong legal team that knows insurers’ tactics and how to counter them.
  • Proven Results in Denied & Underpaid Claims
    Our firm has helped homeowners recover millions in compensation for denied, delayed, and lowballed settlement offers.
  • No Upfront Fees – You Don’t Pay Unless We Win
    We work on a contingency fee basis, meaning you pay nothing unless we successfully recover money for your claim.
  • In-depth knowledge of Florida Property Insurance Laws
    Florida has complex property insurance laws, including statutes that protect homeowners from bad-faith insurance practices. Our team understands these laws inside and out.
  • Personalized, Client-Focused Representation
    At Williams Law, P.A., every case is handled with care. We inform clients, answer all questions, and aggressively fight for their best interests.

Maximizing Your Home Insurance Claim Settlement 

Insurance companies may try to minimize the amount they pay on a claim, but we know the strategies needed to maximize your settlement.

  • All covered damages are fully accounted for and accurately assessed.
  • Policy limits are upheld, and no coverage is overlooked.
  • Additional living expenses (if applicable) are included in your claim.

Our legal team is dedicated to securing the maximum possible settlement for your home insurance claim.

Signs Your Insurance Company Is Acting in Bad Faith

Insurance companies have to act in good faith when processing your claim. Unfortunately, some insurers use tactics to delay, deny, or underpay claims. Watch out for these red flags:

  • Unjustified delays in processing your claim
  • Denial of a valid claim without explanation
  • Lowball settlement offers
  • Misrepresentation of your policy terms
  • Requiring unnecessary or excessive documentation

Types of Florida Residential Property Insurance Claims We Represent

We represent a variety of insurance claim types, including:

Why Hiring a Lawyer for Home Insurance Claims in Florida is Essential:

Insurance Companies Are Not on Your Side

  • Insurance companies aim to minimize payouts. Adjusters may undervalue your claim, deny legitimate damage, or rely on policy fine print to reduce compensation.  Our expert insurance claim lawyers understand these tactics and fight to secure the full value of your claim.

Understanding Complex Policy Language

  • Home insurance policies often contain confusing and technical terms. Lawyers are skilled in interpreting these policies and ensuring you’re not taken advantage of due to ambiguous wording or hidden exclusions.

Contact Williams Law, P.A. 

Don’t Let the Insurance Company Undervalue Your Claim

You need a strong legal team if your home insurance claim has been delayed, denied, or underpaid. Williams Law, P.A. will fight to ensure you receive the compensation you deserve.

While most people have never challenged their insurance company, we’ve handled thousands of cases for Florida property owners. Acting quickly is essential if you need help fighting for a fair insurance payout. The sooner you contact us, the better the evidence will be preserved and the better your chances of a successful outcome. Call us at 1-800-451-6786 or fill out our online contact form.